@Anonymous wrote:I did call and follow up!!
I was given a $10,000 CL the highest of any of my accounts
I asked the rep what/why I was kicked into the 7-10 day wait and just curios what I was waiting for?
He told me it wasn’t an issue for them of granting me credit, but rather I was on the cusp of the CL being contemplated based on the CapOne logarithm. The system kicked my application out for a manual review to determine the Credit Limit I would be granted.
And to think… I was stressed believing I was about to be declined.
I think this is good info to have if anyone ever gets the 7-10 day wait notification. They may not be manual reviewing for approval, they may be trying to determine the best CL for us.
Congratulations!! What an awesome limit. And that is great information about the 7-10 day message. That will help alot of people who are in the 7-10 day wait with Cap 1.