Hello everyone!
After countless times of requesting a CLI, cap one hit me with the infamous $100 increase. I opened this card in Sept 2019 as the Student card with a $300 CL, then in February my limit was increased to $500 via credit steps.
Im wondering if I should just take the increase, or are there "data points" if capital one gives out a bigger increase later if one holds out on the offer.
At this point in my credit journey I'm putting my eggs in with Ms Discover, that student card sure is a grower. Granted I put just over 10k in spend YTD on it, on an income of 12k.
TIA!
Whoa, don't spend it all in one place ! 
Congratulations on your CLI offer!
A $300 card from Cap1 is bucketed, it will never see any real growth. With really heavy spend you may get them to budge on another hundred bucks here and there, but never anything significant. If you're still getting good use from that card, keep using it. If not, sock drawer the card and move on to bigger and better things. You said it's the student card, I'm assuming its the Journey. If so, that card is just meant to be a stepping stone to get you going in the credit world, not a long term solution.
It's like you robbed the bank with that one! Crapital One sucks, they have their purpose I guess but I'm tired of dealing with them for the same reason you can't get a decent CLI, but they hold my 2 oldest credit lines so I still give them a little spend to keep them open.
Is it a journey card? If so, see if you PC it to QS.,
012019 Fico8/Mortgage Score: 
