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Cap One denial, recon?

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Anonymous
Not applicable

Cap One denial, recon?

So I did the online prequal for them and 2 came up. I applied and got denied. Just got the denial letters today and says that because of Missing or Invalid score, from Trans Union.

 

So I am thinking of calling them but where do I call for this? 

 

I only have one other credit card, Bank of America Cash Rewards partially secured, 99/500 that I recently got! Would they reconsider if I let them know that, and that I have just started with this whole credit thing, that's why nothing comes up.

 

Thanks,

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Cap One denial, recon?

the back door number is stickied.
Message 2 of 3
Skye12329
Valued Contributor

Re: Cap One denial, recon?

Pre quals are not 100% guranteed. You can try calling but it sounds like your just starting out. So you might not have a credit score yet till 6 mos of having something on your report. Its worth a shot to try and ask.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 3 of 3
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