Cap One is making it tough not to app

Anonymous · ‎01-24-2016

All of a sudden, they're coming up with the lowest APR's on pre-approvals. These, plus the Venture One at 12.24%. Before today, they were coming up with 16.99 and 17.99.

OmarGB9 · ‎01-24-2016

Did you app yet?

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Anonymous · ‎01-24-2016

Please stop reading and app already! At that apr, you will no doubt get a great cl.

KSK1912 · ‎01-24-2016

@Anonymous wrote:
All of a sudden, they're coming up with the lowest APR's on pre-approvals. These, plus the Venture One at 12.24%. Before today, they were coming up with 16.99 and 17.99.

With those apr's they must really want you

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Short Term Goal Score: 720 Across the board

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Anonymous · ‎01-24-2016

I think they must SP Experian for these pre approvals. My tax lien recently vanished from that file, and my score saw a big bump.

Anonymous · ‎01-24-2016

Congrats on the removal. At the APR you would expect a SL of $30K? Nice... How can you say no?

pizza1 · ‎01-24-2016

@Anonymous wrote:
I think they must SP Experian for these pre approvals. My tax lien recently vanished from that file, and my score saw a big bump.

Well....of course devil in me says freaking go for it! But the angel in me says...ugh, garden But...just in case you decide, the Venture usually yields a higher SL

myjourney · ‎01-24-2016

@pizza1 wrote:
@Anonymous wrote:
I think they must SP Experian for these pre approvals. My tax lien recently vanished from that file, and my score saw a big bump.
Well....of course devil in me says freaking go for it! But the angel in me says...ugh, garden But...just in case you decide, the Venture usually yields a higher SL

Get off the shoulders whispering in CAPTOOL's ears .....Lol

CAP don't fall for it ...after all you've been gardening since yesterday ha ha ha

P.S. Pizza why are you in this forum anyway ....get to stepping lady Hup 2, 3, 4...march

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

jacetx · ‎01-24-2016

Do it! Do it! Do it!

Anonymous · ‎01-24-2016

@myjourney wrote:
@pizza1 wrote:
@Anonymous wrote:
I think they must SP Experian for these pre approvals. My tax lien recently vanished from that file, and my score saw a big bump.
Well....of course devil in me says freaking go for it! But the angel in me says...ugh, garden But...just in case you decide, the Venture usually yields a higher SL
Get off the shoulders whispering in CAPTOOL's ears .....Lol

CAP don't fall for it ...after all you've been gardening since yesterday ha ha ha

P.S. Pizza why are you in this forum anyway ....get to stepping lady Hup 2, 3, 4...march

It's okay if she whispers in my ear.