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Cap1 Platinum

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Anonymous
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Cap1 Platinum

I have question. I have had this Cap1 Plat card since April 2017. I never use it as it's 25% APR and only 750 SL (started at 500). I mostly use my Amex each day. I keep the Cap1 Plat locked in the app. I do have a Cap1 BuyPower card with a 3K SL. Any suggestions on what to do with the Plat card? I really don't need it as it's APR is high and a low SL. Thx
Message 1 of 3
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Anonymous
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Re: Cap1 Platinum

You have a lot of toy limits.  It might be worth moving the limit to the $3k card and closing it.  This depends on your AAoA.  You can reapply for a Cap1 card when you feel comfortable with a HP against all 3 bureaus.

 

or stick it in the sock drawer and buy a tank of gas once per year.  Don’t forget to log in to you online profile every 6mos and hit the luv button on the off chance they are feeling generous with the limit increases.

Message 2 of 3
Anonymous
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Re: Cap1 Platinum

Will do. Thanks
Message 3 of 3
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