@Deltadog03 wrote:
Been denied a bunch for it for monthly payment too low, but now I get this...Don't really need it, but a SP isn't gonna hurt. I just got approved for the Venture at 5K...Anyone seen this reason before for not getting it with the QS1? Have I reached my limit with this card you guys think?
A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits.
This means they are reviewing the account history to see if there is signifigant usage in relation to the limit, or if there is just a balance sitting there with monthly payments being made, or if there is low activity and little/no balance. Capital One LIKES to see high usage and big paydowns multiple times per month. If you want them to raise your limits, pay it all off, charge it back up with monthly household spending, then pay it back down. Do that multiple times each months for three months straight, then request a CLI.