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Cap1 credit card application questions

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ficomember
Contributor

Cap1 credit card application questions

I have Cap1 Quicksilver and Cap1 Platinum master card. They have two cards rule for personal cards but with some exceptions about which card, something like that. Am I eligible to apply for the venture card that has 100k sub now? Or I have to close one card first.

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Ficoproblems247
Valued Contributor

Re: Cap1 credit card application questions

The 2 card rule applies only to their sub-prime cards. You may not apply for a Secured, Platinum, QS1, or Journey if you currently have 2 accounts open with Cap1. For their prime cards it is a 5 card rule. You may not apply for Venture, Savor, QS, V1, or S1 if you currently have 5 open accounts with Cap1. You are all good to apply for Venture, as long as it has been 181 days since you opened your most recent Cap1 account. 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 2 of 4
ficomember
Contributor

Re: Cap1 credit card application questions

Wow - that's awesome. How about business cards?

Message 3 of 4
Ficoproblems247
Valued Contributor

Re: Cap1 credit card application questions


@ficomember wrote:

Wow - that's awesome. How about business cards?


Business cards fall into the "5 card" rule. 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 4 of 4
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