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We attempt to provide an application decision in 60 seconds or less. On occasion, system availability affects our ability to make a credit decision or, in some cases, we need to collect additional information. Unfortunately, we need more time to look into this for you.
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Until we contact you, please do not submit another application.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@_NERD wrote:
Did anyone get the 7-10 msg, and end up with a denial?
Yes, tons of people. Were you pre-qualified on their website prior to app'ing?
I think you'll be fine. I always cold app. Take my chances. I really don't think those pre quals are accurate. Many get pre qualified and wind up getting denied. Fingers crossed for you.
@_NERD wrote:
Nope. I wasn't pre-qualified for Amex either and look what happened (=
True... but Cap1's pre-qualifier is pretty solid Hopefully it's just verification though. I'll keep my fingers crossed for you.