Tex, I burned every Disco and I was able to get back with them after one year, never burned cap1 but i could not get with them before one year after discharge. Also Nordstrom visa ( was IIB) almost 2 yrs after I was discharged. At 6 mo could get multiple comenity and sync cards ( visa and master cards and store cards). I do not recomend applying for multiple cards if you dont use them and pay back( I am using azeo ). I am grateful to this site and wonderful people that helping here. I closed multile commenity and Sync cards ( visa, master, and store) and still have some 