Congrats on the nice CLI!
@cabledude27There's a good chance it's bucketed if it it started at $500 (and may not be directly related to the BK). I've got some cards with them that are bucketed and others that are not (along with a BK7 that'll be on for another 3.5yrs). They've been generous with me lately on new approvals, but I've given them a majority of my spend. My QS on the other handw hich was my first unsecured card in my rebuild is bucketed.
It's crazy. I've paid everything in full for all my cards, making 100% on-time payments. The ONLY negatives on my credit are the fact that my Ch 13 is still listed and will be until April 2025, and I have obtained new credit (I got a car and 5 accounts since my BK discharge last March to start building credit). These guys are ridiculous. Now, when I use the prescreen, it tells me all they would approve me for are secured cards. With all the hassle and a $500 line, I only put $100-150 a week for our date night Friday dinners, but honestly, I'm thinking of dumping this card in a drawer and just not dealing with them anymore.
