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@Anonymous wrote:
Makes zero senseProbably the best waqy to describe CapOne in general sometimes
More like all the time lol!
Got a call back from the EO today, I'm assuming from the email I sent 2 days ago but it could also be because I reached out on FB and someone said they'd call me back as well. "Kim" was very pleasant on the phone and at least 3 times thanked me for reaching out to them and giving them an opportunity to serve me. She said that because the system kept kicking back a "credit bureau information missing or unavailable" message that she was submitting a manual review for a possible CLI. She asked some basic questions: income, employment, rent/own home, mortgage payment, what I think I could get for my house if I sold it tomorrow, etc. And then, the important question was "what credit limit would best suit your needs, and if we are unable to provide that limit would you accept a lower increase?" My CL now is $3500, so I asked for $10k. Not sure if I was being to aggressive there or what since my only CLI has been $500 so far on the account, but I figured the worse case is they counter and I still get something. Anyway, she said within 4-5 days max I should see an increase on my account (assuming I get SOMETHING), possibly sooner so to keep checking online. We'll see what I get in a few days I hope!
@Anonymous wrote:Got a call back from the EO today, I'm assuming from the email I sent 2 days ago but it could also be because I reached out on FB and someone said they'd call me back as well. "Kim" was very pleasant on the phone and at least 3 times thanked me for reaching out to them and giving them an opportunity to serve me. She said that because the system kept kicking back a "credit bureau information missing or unavailable" message that she was submitting a manual review for a possible CLI. She asked some basic questions: income, employment, rent/own home, mortgage payment, what I think I could get for my house if I sold it tomorrow, etc. And then, the important question was "what credit limit would best suit your needs, and if we are unable to provide that limit would you accept a lower increase?" My CL now is $3500, so I asked for $10k. Not sure if I was being to aggressive there or what since my only CLI has been $500 so far on the account, but I figured the worse case is they counter and I still get something. Anyway, she said within 4-5 days max I should see an increase on my account (assuming I get SOMETHING), possibly sooner so to keep checking online. We'll see what I get in a few days I hope!
Sounds promising. I hope everything works out for you.