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Capital One Pre-Qualify site

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Anonymous
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Capital One Pre-Qualify site

Does using this affect your credit score in any way? Or does this just give you an idea of what cards you might be able to get without a hard pull?

Message 1 of 4
3 REPLIES 3
Anonymous
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Re: Capital One Pre-Qualify site

Using any preapproval site does not affect your credit score in any way

Message 2 of 4
Anonymous
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Re: Capital One Pre-Qualify site

Using the pre-qaul tools on lender pages does not affect your credit score. They can sometimes give you targeted or better offers for a credit card than on the general listing. Getting a response also does not garuntee approval and if you do apply even through a pre-qual page does result in a hard pull. 

Message 3 of 4
Anonymous
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Re: Capital One Pre-Qualify site

No impact whatsoever to use Cap One pre qual site, also over the last 2 years I have been approved for 6 Cap One Accts and 3 times the system did not pre qualify me.  I applied anyway and all went well.

Message 4 of 4
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