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Browse credit cards from a variety of issuers to see if there's a better card for you.
Does using this affect your credit score in any way? Or does this just give you an idea of what cards you might be able to get without a hard pull?
Using any preapproval site does not affect your credit score in any way
Using the pre-qaul tools on lender pages does not affect your credit score. They can sometimes give you targeted or better offers for a credit card than on the general listing. Getting a response also does not garuntee approval and if you do apply even through a pre-qual page does result in a hard pull.
No impact whatsoever to use Cap One pre qual site, also over the last 2 years I have been approved for 6 Cap One Accts and 3 times the system did not pre qualify me. I applied anyway and all went well.