I wasted a triple HP. For a brief moment I forgot about this stupid issue I'm having with TU (they're showing a late payment that doesn't exist so my score is temporarily depressed) and apped for QS to finish out my apps before gardening for 2 years. I've recently added some higher limit major cards and decided to try my luck.
Denied - too many inquiries on EQ (I do have a lot at 26)
And then the score info it gave was based on TU. I'm not surprised at that part but was surprised at the too many INQs denial. Unless that's boilerplate.
Ah well. I totally have enough major bankcards right now and have a few that should grow (AMEX BCE, Marvel, Discover It...I have AMEX Delta Gold too but started with a $10k limit and likely won't qualify for triple limit...but maybe to $15k or $20k..)
Gonna go find a seedling for my signature 
Don't be hard on yourself! You have some great cards that will definitely grow with you! I'm waiting for my AMEXs to grow as well!! 
@kidink1911 wrote:Don't be hard on yourself! You have some great cards that will definitely grow with you! I'm waiting for my AMEXs to grow as well!!
+1. all is fine. The Triple Pull is brutal for Cap One, I was triple pulled within two days with Barclay's, and denied
Capital One needs to stop the 3B HP!
I noticed AMEX SP my TU when I was approved. EX was HP. I don't know why CO can't do that. 
Dont worry MrsCHX, happens to the best of us. We live we learn lol. One of the reasons i shut down equifax too many inquiries.Everyone and they're auncle wants to pull eq. SEEya when we come out of the garden in 2 years
@MrsCHX wrote:I wasted a triple HP. For a brief moment I forgot about this stupid issue I'm having with TU (they're showing a late payment that doesn't exist so my score is temporarily depressed) and apped for QS to finish out my apps before gardening for 2 years. I've recently added some higher limit major cards and decided to try my luck.
Denied - too many inquiries on EQ (I do have a lot at 26)
And then the score info it gave was based on TU. I'm not surprised at that part but was surprised at the too many INQs denial. Unless that's boilerplate.
Ah well. I totally have enough major bankcards right now and have a few that should grow (AMEX BCE, Marvel, Discover It...I have AMEX Delta Gold too but started with a $10k limit and likely won't qualify for triple limit...but maybe to $15k or $20k..)
Gonna go find a seedling for my signature
Is your report actually showing a late payment or is it the score that is showing lower because "most recent late 1 month ago"? I had the latter and called MyFico yesterday about my TU score. I had an account that was showing a balance even though it should have been $0. Because the account was one IIB and I disputed, my score now thinks I have had a recent late even though my report doesn't actually show one. Just an FYI in case you're in a similar situation.
If you get it figured out will you come back here and post your resolution. It's basically the same problem I'm having with TU and that score is 30 points lower than my others
