Capital One Quicksilver Application -Pending Income Verification and Tax Document Request

[FinStar]

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@Duriel wrote:

100k+. Or maybe they draw the line at 80k. Who knows? I just don't think they throw income verification at people who claim like 20k. 

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@Duriel - I'm sure you're drawing on speculation given that no one here knows how their internal algorithms work or what raises certain flags on a variety of applications.  I have a fairly high income and none of my prior Capital One cards were ever flagged for those reasons.

[Horseshoez]

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@Horseshoez wrote:

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@Duriel wrote:

Do you have a high income? It's possible they have a threshold for income.

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I'm curious, what do you call a "high income"?

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@Duriel wrote:

100k+. Or maybe they draw the line at 80k. Who knows? I just don't think they throw income verification at people who claim like 20k. 

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Then no, there is no such threshold for income; my income is well over those thresholds and I was instantly approved.

[Anonymous]

@missji  - I called them yesterday and they do just want one of the requirements! The tax return has to be prepared professionaly or they won't accept that but I didn't want to send my tax return anyway. I suppose I'll try the bank statement method since I already have 3 inquiries from this!

[missji]

That's great!  I was going to send my pay statements but then I read the "fine print" and saw that my starting CL would be between $300 - $3,000. That gives me the indication that I would end up stuck with a lower limit card knowing Cap1 so I decided to just not send the documents.