Capital One Venture X

[minski]

One of the posts I read mentioned a higher likelihood of approval if you are pre-approved for the regular Venture. Is there anyone who can corroborate this, especially for someone who has a lot of revolving accounts?

[FireMedic1]

Not an easy card to get. Could you add how many accounts/your util%/FICO Scores/Income? More info helps on your odds for approval.

[wingennis]

I am obviously not every case but I was preapproved for nothing but secured cards when I applied (no idea why).  I was still instantly approved for $20k and was approved for a 10k CLI after 4 months and was given a random 1k recently.  I think the Venture X is off in a weird little world of its own at Cap1.

[Hoben02]

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@wingennis wrote:

I am obviously not every case but I was preapproved for nothing but secured cards when I applied (no idea why).  I was still instantly approved for $20k and was approved for a 10k CLI after 4 months and was given a random 1k recently.  I think the Venture X is off in a weird little world of its own at Cap1.

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You're probably more of the type of customer they want somebody who possibly will pay the interest rate, but will not go bk on them remember cap one has a history with the subprime market

[wingennis]

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@Hoben02 wrote:

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@wingennis wrote:

I am obviously not every case but I was preapproved for nothing but secured cards when I applied (no idea why).  I was still instantly approved for $20k and was approved for a 10k CLI after 4 months and was given a random 1k recently.  I think the Venture X is off in a weird little world of its own at Cap1.

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You're probably more of the type of customer they want somebody who possibly will pay the interest rate, but will not go bk on them remember cap one has a history with the subprime market

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I don't carry balances and have scores around 800.  

[Gingi]

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@minski wrote:

One of the posts I read mentioned a higher likelihood of approval if you are pre-approved for the regular Venture. Is there anyone who can corroborate this, especially for someone who has a lot of revolving accounts?

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It worked for me but I only have 4 revolving accounts. 1 new acct within the past 6 months & 2 within the past 12 months. I was approved for the lowest credt line & highest apr so probably a marginal approval. EQ 706. 

[minski]

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@FireMedic1 wrote:

Not an easy card to get. Could you add how many accounts/your util%/FICO Scores/Income? More info helps on your odds for approval.

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I have about 20 or so revolving accounts. I PIF with 1-3% util with FICO scores in high 700s-low 800s. Income > $100K. I did do the pre-approval check which showed Venture and Venture One so am wondering if it is possible I MIGHT get approved. Already got rejected for USB Altitude Reserve for too many revolving accounts and maximum unsecured credit....

[Remedios]

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@Hoben02 wrote:

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@wingennis wrote:

I am obviously not every case but I was preapproved for nothing but secured cards when I applied (no idea why).  I was still instantly approved for $20k and was approved for a 10k CLI after 4 months and was given a random 1k recently.  I think the Venture X is off in a weird little world of its own at Cap1.

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You're probably more of the type of customer they want somebody who possibly will pay the interest rate, but will not go bk on them remember cap one has a history with the subprime market

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I just want to know what you based this post on as it relates to the member you're addressing 

So, elaborate please 

[minski]

So, I applied and was instantly approved. But they might deny me anyway because I accidentally sent in a duplicate application while in the middle of creating an online account. 😅

[StephenH]

Congratulations on your approval!! What is the SL

If you are worried, just call in and let them know you accidentally submitted a duplicate application.

You should be completely fine.