Capital One and Kohls

Anonymous · ‎07-10-2015

I have been blacklisted from Capital One they do not pull my reports and I have applied multiple time. They were included in my BK for under $300. My question is what do you think my chances for a Kohls card is? If I apply and get approved would that help me with a Capital One approval in the future? Any input would help! Thanks

Anonymous · ‎07-10-2015

At some point you will be approved by Capital One. I also included them in my Chapter 13, but I waited five years (I know, a long time) for a secured card. Now I have a Quicksilver and Venture. Were you trying to get a secured card? I don't know about Kohls.

In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; PenFed Platinum Rewards Visa 10k; PenFed Promise 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 86,200. 7/2-FICO: EQ - 788; TU - 779; EX - 690; Utilization: 10%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 6; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 7/7. Gardening until further notice.

ojefferyo · ‎07-10-2015

@Anonymous wrote:
I have been blacklisted from Capital One they do not pull my reports and I have applied multiple time. They were included in my BK for under $300. My question is what do you think my chances for a Kohls card is? If I apply and get approved would that help me with a Capital One approval in the future? Any input would help! Thanks

They are backed by Cap1 and if they denied you for one of their main cards I think they would deny you for the store card also. Really no way of knowing for sure unless you apply.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa

morgacj2004 · ‎07-10-2015

My wife and I now have a total of 6 CO cards with a TCL of 57k. We had a CO charge off for 3k in 2006. CO started giving us cards in 2010 so it does take awhile. We also have a Kohls with a 2k limit that we got last year. I would try Kohls. You will have better luck applying first in the store.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

Anonymous · ‎07-10-2015

@Anonymous wrote:
I have been blacklisted from Capital One they do not pull my reports and I have applied multiple time. They were included in my BK for under $300. My question is what do you think my chances for a Kohls card is? If I apply and get approved would that help me with a Capital One approval in the future? Any input would help! Thanks

As someone said, you have to give it sometime and they will let you back in. For now, it will be null if they are not even pulling your reports when you apply.

Shawndoe79 · ‎07-10-2015

I had two Cap1 card included in my bk, 5 months later approved for the Qs1 and platinum. So they will let you back in eventually

@Anonymous wrote:
I have been blacklisted from Capital One they do not pull my reports and I have applied multiple time. They were included in my BK for under $300. My question is what do you think my chances for a Kohls card is? If I apply and get approved would that help me with a Capital One approval in the future? Any input would help! Thanks

Anonymous · ‎07-11-2015

I applied to Kohls... Was approved with a $300 SL. I am hoping this is a way back in to capital one. Shawndoe79 were you pre-approved on the site? I always get a no. I will be gardening for now as I opened more than enought credit recently.

ojefferyo · ‎07-11-2015

Congrats on the approval, wait a few months and ask for a CLI it will be a SP even though they say they may pull your report.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa

Shawndoe79 · ‎07-12-2015

@Anonymous wrote:
I applied to Kohls... Was approved with a $300 SL. I am hoping this is a way back in to capital one. Shawndoe79 were you pre-approved on the site? I always get a no. I will be gardening for now as I opened more than enought credit recently.

Yes I was preapproved after trying since March