cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One credit application process ???

tag
Anonymous
Not applicable

Capital One credit application process ???

Hi! I'm a new member and this is my first post, so please bare with me ☺️ I have a Capital One Platinum card that I have never had a late payment, always in good standing and almost 2 weeks ago I applied for a Quicksilver One card. Didn't get an immediate answer, but a couple days later I received an e-mail asking for documents to verify identification. After several uploads and calls, they finally verified that they successfully received my documents and to allow 2-3 weeks for a decision. Yesterday, the automated credit application status message changed to: "We have received your application and it is currently under review. We will contact you via mailing address within 10 business days". Whereas before it always just stated that it would "forward me to someone that could further assist me." and that person would tell me that it was still under review and I would receive a decision in e-mail. So I might be overthinking this, but why has it changed from contacting me via email to mailing address? Does this mean denial or approval in anyone's similar experience? The automated message specifically states "within 10 business days" and the closest I can find that someone else has received is "7-10 business day". Any help would be GREATLY appreciated! Thanks so much!

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Capital One credit application process ???

The same thing happened to me when I recently applied for the Venture card. I had to submit my ID verfication using their website. After I submitted my ID verification, the automated message changed and said my application was under review. I waited about two weeks before I got sick of the automated messages and decided to talk to a live person. It was then that I was informed that I was approved for the card but that the status in the automated system had not been changed yet. I just got an email last week saying that the card is in the mail. It's been about three weeks since I started the application process. I have to say this is the longest time between applying for a credit card and actually getting it.

Message 2 of 10
Anonymous
Not applicable

Re: Capital One credit application process ???

Thank you @crochetinlady ! At least there's hope for the same outcome as you then 😊 Congrats on your new card!
Message 3 of 10
DaveInAZ
Senior Contributor

Re: Capital One credit application process ???

With the Equifax data breach of personal info Cap One may be taking extra steps to ensure new apps are authentic.

Message 4 of 10
Anonymous
Not applicable

Re: Capital One credit application process ???

I WAS APPROVED!!! You must have been my good luck charm, @crochetinlady 😃 That makes sense, @DaveInAZ , I hadn't thought of that.
Message 5 of 10
DaveInAZ
Senior Contributor

Re: Capital One credit application process ???

Yea! Congratulations!

Message 6 of 10
Anonymous
Not applicable

Re: Capital One credit application process ???

Congrats @chelseap1120!
Message 7 of 10
Manonfire
Regular Contributor

Re: Capital One credit application process ???

Congrats. What credit limit were you given?


@Anonymous wrote:
@I WAS APPROVED!!! You must have been my good luck charm, @Anonymous 😃 That makes sense, @DaveInAZ , I hadn't thought of that.

 

Message 8 of 10
Anonymous
Not applicable

Re: Capital One credit application process ???

Thank you everyone!! I will forever be loyal to Capital One ❤ They sent and approved me for my first credit card after bankruptcy and now, approving me for a second when I haven't even had my first card for a year yet, is so amazing of them! I haven't heard yet, @Manonfire . I heard I was approved through the automated line, so I'm going to call a representative during business hours today to see what I can find out 😃
Message 9 of 10
Jerry45
Valued Contributor

Re: Capital One credit application process ???


@DaveInAZ wrote:

With the Equifax data breach of personal info Cap One may be taking extra steps to ensure new apps are authentic.


+1. Well Said

Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.