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Capital One - needing 0% Intro and higher limit!

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meehan22
Frequent Contributor

Re: Capital One - needing 0% Intro and higher limit!

haha! Its not about the APR or anything like that. I want to save the 0% intro offers. Smiley Happy So I wont apply for something that offers a 0% intro unless I have a need to use someone elses money for free. There are quite a few cards I could apply for and get approved for but, why waste a perk of a card? I'll wait until my next major vacation or home upgrade and apply than. 


Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL
Message 51 of 60
bodyboy1
Established Contributor

Re: Capital One - needing 0% Intro and higher limit!


@meehan22 wrote:

haha! Its not about the APR or anything like that. I want to save the 0% intro offers. Smiley Happy So I wont apply for something that offers a 0% intro unless I have a need to use someone elses money for free. There are quite a few cards I could apply for and get approved for but, why waste a perk of a card? I'll wait until my next major vacation or home upgrade and apply than. 


> just FORGET IT!   YOU DON'T UNDERSTAND!   YOU ASK QUESTIONS GET ADVICE..   VERY UNDESCISIVE  & AND STILL DO THE WRONG THING!

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 52 of 60
bodyboy1
Established Contributor

Re: Capital One - needing 0% Intro and higher limit!


@bodyboy1 wrote:

@meehan22 wrote:

haha! Its not about the APR or anything like that. I want to save the 0% intro offers. Smiley Happy So I wont apply for something that offers a 0% intro unless I have a need to use someone elses money for free. There are quite a few cards I could apply for and get approved for but, why waste a perk of a card? I'll wait until my next major vacation or home upgrade and apply than. 


> just FORGET IT!   YOU DON'T UNDERSTAND!   YOU ASK QUESTIONS GET ADVICE..   VERY UNDESCISIVE  & AND STILL DO THE WRONG THING!


>  ENJOY YOUR TRIP HAVE A GREAT TIME,   U WASTED SO MUCH TIME!   & you still don't understand!  happy new year!

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 53 of 60
meehan22
Frequent Contributor

Re: Capital One - needing 0% Intro and higher limit!

Lol. Someone takes credit cards a serious I see. and no, I didn't waste anyone's time. I took advice and applied got the confidence to apply at Chase. The bank I really wanted. I got the limit and everything I wanted.

Yes, I read, Chase isn't your favorite bank.

Move on. But thanks for then chuckle of being so terribly upset.

Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL
Message 54 of 60
bodyboy1
Established Contributor

Re: Capital One - needing 0% Intro and higher limit!


@meehan22 wrote:
Lol. Someone takes credit cards a serious I see. and no, I didn't waste anyone's time. I took advice and applied got the confidence to apply at Chase. The bank I really wanted. I got the limit and everything I wanted.

Yes, I read, Chase isn't your favorite bank.

Move on. But thanks for then chuckle of being so terribly upset.

>  No!  not   all   very happy for u!   glad u got what you wanted!   Yay!

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 55 of 60
bodyboy1
Established Contributor

Re: Capital One - needing 0% Intro and higher limit!

 > YOU Wanted 10k or More!    you settled   because you Wanted Chase & they gave you More than $5k ..  Congrats!    when    jsss said 3 times go for a 2nd chase co-branded Card   since u already took the hard pull at Chase   & then whining & saying   oh..  i don't know what i should do!    Thats what i mean about wasting time!..  that is Nothing!     when you need or want something..  it may not be avail:  and u    (Chuckle chuckle)  it's not funny..  THINGS ARE CHANGING!   rates are going up..    intro rates are going away..   pre-Qualifies(s) are tightening up..   thanks for listening..   it's not just you!   i'm talking to..   it's everyone.   you still don't Understand!  >  how about this,    numerology.  > 2016 is going to be a very bad year for Credit.    do you know why>?    see if you can tell me,   if you can guess...  it's real easy.   And it's rite in front of you.   sorry to have bothered you

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 56 of 60
bodyboy1
Established Contributor

Re: Capital One - needing 0% Intro and higher limit!


@meehan22 wrote:
Lol. Someone takes credit cards a serious I see. and no, I didn't waste anyone's time. I took advice and applied got the confidence to apply at Chase. The bank I really wanted. I got the limit and everything I wanted.

Yes, I read, Chase isn't your favorite bank.

Move on. But thanks for then chuckle of being so terribly upset.

>  When you apply (then) i hope they have it for you!

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 57 of 60
Shogun
Moderator Emeritus

Re: Capital One - needing 0% Intro and higher limit!

Hello, just a little visit from your friendly neighborhood mod reminding everybody to place nicely on the boards.  If you offer advice and it's not taken, don't be upset.  You did your part.  You can lead a horse to water, but if you drown him you're walking home.

 

So, let's stay on topic so I don't have to put my tinfoil hat on and pull out the ban hammer.

 

Thank you and have a Merry Christmas.  Smiley Happy

 

Shogun

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 58 of 60
bodyboy1
Established Contributor

Re: Capital One - needing 0% Intro and higher limit!

MERRY CHRISTMAS!
Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 59 of 60
Shogun
Moderator Emeritus

Re: Capital One - needing 0% Intro and higher limit!


@bodyboy1 wrote:
MERRY CHRISTMAS!

And a Merry Christmas to you too!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 60 of 60
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