No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I was just wondering if I get hit with an HP for cli on Capital one and
also do I have to unlock all 3 CRA?
Thank you.
No, CLI requests are SPs
Confirmed. CLI requests with Cap1 are SP.
Thanks guys.
Good luck!


























@Anonymous wrote:I was just wondering if I get hit with an HP for cli on Capital one and
also do I have to unlock all 3 CRA?
Thank you.
They should be able to still run a soft pull with your reports on ice since they're already a current lender. If the card is new, wait until it's at least 91 days before your first attempt. If you've already had a successful CLI on it, you have to wait 181 days from then. It's been proven that they like to see HEAVY use on the card to grant a CLI (likely for the last 3 statements or so), carrying a balance seems to be ok, as long as you make significantly higher payments over the minimum. If you are denied, you can request again anytime, however just ensure that you directly address any reasons they present to you in the denial letter that prevented you from the CLI. Good luck and let us know how it goes!










Good luck !

Good luck. Keep us updated. Cheers!