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Capital one Credit Line Increase?!

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Anonymous
Not applicable

Capital one Credit Line Increase?!

I was just wondering if I get hit with an HP for cli on Capital one and

also do I have to unlock all 3 CRA?

Thank you.

Message 1 of 10
9 REPLIES 9
Remedios
Credit Mentor

Re: Capital one Credit Line Increase?!

No, CLI requests are SPs 

Message 2 of 10
Anonymous
Not applicable

Re: Capital one Credit Line Increase?!

Confirmed. CLI requests with Cap1 are SP.

Message 3 of 10
Anonymous
Not applicable

Re: Capital one Credit Line Increase?!

Thanks guys.

Message 4 of 10
AllZero
Mega Contributor

Re: Capital one Credit Line Increase?!

Good luck. Hope you get it.
Message 5 of 10
TekkenQQ7
Established Contributor

Re: Capital one Credit Line Increase?!

Good luck!



Message 6 of 10
Ficoproblems247
Valued Contributor

Re: Capital one Credit Line Increase?!


@Anonymous wrote:

I was just wondering if I get hit with an HP for cli on Capital one and

also do I have to unlock all 3 CRA?

Thank you.


They should be able to still run a soft pull with your reports on ice since they're already a current lender. If the card is new, wait until it's at least 91 days before your first attempt. If you've already had a successful CLI on it, you have to wait 181 days from then. It's been proven that they like to see HEAVY use on the card to grant a CLI (likely for the last 3 statements or so), carrying a balance seems to be ok, as long as you make significantly higher payments over the minimum. If you are denied, you can request again anytime, however just ensure that you directly address any reasons they present to you in the denial letter that prevented you from the CLI. Good luck and let us know how it goes!  Smiley Happy 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 7 of 10
Meanmchine
Super Contributor

Re: Capital one Credit Line Increase?!

Good luck !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 8 of 10
M_Smart007
Legendary Contributor

Re: Capital one Credit Line Increase?!

Message 9 of 10
Openwater
Established Contributor

Re: Capital one Credit Line Increase?!

Good luck. Keep us updated. Cheers!




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 10 of 10
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