CapitalOne Venture one

[Anonymous]

I was wondering what Capitalones Venture ones general minimum income requirement is, the credit scores they are looking for and also how long for AAoA. 

Im currently working part time while i go to college full time. With this being said I don't have a pretty big income as i'm focused on school mainly (Under 20k). My longest credit card i've had has been for 10 months and my newest card is 4 months. I've never had a late payment, or any deragatory marks and my credit utilization is always under 30% and I try to keep it close to under 10%. I've looked around and this card seems to fit my needs as i'm planning on studying abroad soon and need a card with no FTF that can earn miles as I fly between places. 

My scores are 712 fico 716 TU and 730 Equifax 

[Anonymous]

I'm not certain about the data points you raise, but I do know that their prequal is pretty spot on. You should give that a go if you haven't already...

Also, be preparted for a HP across all 3 CRAs.

Good luck and hopefully someone with similar stats can add some insight.

[mkhan1093]

They definitely might approve you for a lower SL. However, given the way C1 VentureOne works, it allows you to use the miles you've banked to pay off travel-related transactions once they post. You might be better getting the Quicksilver because it's almost identical to use the cashback to pay off those same expenses - except you'd get 1.5% back on transactions as opposed to 1.25% with the VentureOne. It also carries no FTFs so you'd be good on that front as well.