Capitial One

[rrdm78]

I have a question my following FICO 8 scores are as followed:
EX:623

TransUnion : 559

Experian : 626

I applied today for a Capital one credit card and not approved instantly.  The message said I will received an answer in 7-10 business days. Has anyone got an approval after receiving that message.

Thanks

[Pway]

Just curious what card did you app for?

[willwar14]

"We attempt to provide an application decision in 60 seconds or less. On occasion, system availability affects our ability to make a credit decision or, in some cases, we need to collect additional information. Unfortunately, we need more time to look into this for you.

Keep an eye out for additional details regarding your application via email or mail within 7-10 business days."

is that the message you got?

[rrdm78]

Yes, that is the message I recieved today.  Does that mean I will not get the card?

[willwar14]

It might, but it could also be ID verification, id call them to see whats going on, heres the number, 1800-903-9177.

[Anonymous]

My sister had the same message after she was pre-approved, it took a couple days, but she got approved. She did call in and had it reviewed.

[SouthJamaica]

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@rrdm78 wrote:

I have a question my following FICO 8 scores are as followed:
EX:623

TransUnion : 559

Experian : 626

I applied today for a Capital one credit card and not approved instantly.  The message said I will received an answer in 7-10 business days. Has anyone got an approval after receiving that message.

Thanks

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I'm pretty sure it's a denial.

[Anonymous]

I wonder why your tu score its lower than the others?? Any baddies or lots of inquiries??

[Anonymous]

This happen to many sister last week. The message she got was the one above and i told her that it sounded different than the normal denial message. Lo and behold she got an email a couple days later she was approved.

[Anonymous]

My not many lol