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Capitol One six month rule for Neiman marcus store card

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Anonymous
Not applicable

Capitol One six month rule for Neiman marcus store card

Spouse got Capitol One quick silver last month and want to get Neiman Marcus card for holiday shopping. Does the NM store card included in minimum 6 month rule for capitol one between cards?  

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Capitol One six month rule for Neiman marcus store card

I can’t speak on applying for a new card, but I get increases on my Neiman's card every 2-3 months vs. every 6 months on my quicksilver, so I don’t think it follows all of the normal rules exactly.
Message 2 of 5
DeeBee78
Valued Contributor

Re: Capitol One six month rule for Neiman marcus store card


@Anonymous wrote:
I can’t speak on applying for a new card, but I get increases on my Neiman's card every 2-3 months vs. every 6 months on my quicksilver, so I don’t think it follows all of the normal rules exactly.

Op isn’t asking about CLI frequentcy. They are asking if the “One new Capital One account every 6 months,” rule applies to the Neiman Marcus card (which is backed by Capital One).   




Message 3 of 5
woodyman100
Valued Contributor

Re: Capitol One six month rule for Neiman marcus store card


@Anonymous wrote:

Spouse got Capitol One quick silver last month and want to get Neiman Marcus card for holiday shopping. Does the NM store card included in minimum 6 month rule for capitol one between cards?  


The rules are relaxed for partner cards, but overall exposure is taken into account,

I was at my exposure limit with C1 and then they bought my $24k Cabelas.

Hope the other shoe doesn’t drop

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-HarvardFCU-Keypoint CU-DCU-Union Square FCU-SignatureFCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Bread -DSNB-Webbank
Message 4 of 5
Shooting-For-800
Senior Contributor

Re: Capitol One six month rule for Neiman marcus store card

Can I ask what your exposure limit is?

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 5 of 5
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