Card match tool prequal

Little_Lulu · ‎02-02-2015

My mother is prequalified for Amex through the card match prequal but not Amex's website prequalifier. Is the Card Match Prequalifier typically correct? Thanks

bigblue7722 · ‎02-02-2015

It is very hit or miss i would not bet my paycheck on it lol. That being said some people myself included almost never get pre approvals on credit card sites like amex, chase, cap one but i almost never get denied when i apply.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

kdm31091 · ‎02-02-2015

I think it's definitely not as solid as the actual issuer prequalifying you, but honestly, prequals are hit or miss in general. I almost never get prequals, and I have never been outright denied. Had to recon once or twice but never completely denied.

If you want a card, I say just go for it if you think you can get it (taking into account utilization, new accounts, etc etc).

Anonymous · ‎02-02-2015

The cards produced are not pre-qualifications like they are on actual card issuer sites. They are simply a list of cards that you may be able to get based on a comparison of your profile to the required quaifications for the cards. They are also issuers who advertise on the site.

Anonymous · ‎02-02-2015

I would be a penny on chase pre approvals only lol

@bigblue7722 wrote:
It is very hit or miss i would not bet my paycheck on it lol. That being said some people myself included almost never get pre approvals on credit card sites like amex, chase, cap one but i almost never get denied when i apply.

Anonymous · ‎02-03-2015

Cardmatch is rubbish.

taxi818 · ‎02-03-2015

Hit or miss at best. the only pre qual that i can say for sure works is cap one.