Says It have a deliquency with them in the past.
I had my Amazon card with them go from 1800 CL to a 500, then 300, then 100, until they closed it but I owed $103 on it which was a charge off that I paid right away. I feel like they kept lowering my limits and charged off my account although I was paying minimun every month on purpose.
My scores did go to low 500's in 2019 (when this happened) but now I'm back on track and scores are all above 660's this week.
I'm at 1% Ultilization
No outstanding collections or charge offs
Income is 100K
Just closed on new mortgage this week.
Cant believe I wasted a Hard pull on them :/
@Katheryne88 Have you tried reaching out?! If your current profile is much better then it may be a possibility, but I do know Synch has been one of the most scared it seems during this year and dropping peoples limits and denied denied for others. So it may be more so Covid than a past relationship if you did pay it right away as well and correct your current information.
On a side note paying minimum every month is not a good sign/idea either....that can easily scare someone especially if they are balancing chasing/AA you.
Yes they were absolutely not happy with my minimum payments but there was nothing else I could have done. They showed 😂
We went through a major life change Fall of 2019, I started a new job in February and things went back to normal but we were definitely on the verge of struggling for a few months.
Otherwise I usually only put something on a card if I can pay it at the end of the month.