Cash+

[Anonymous]

I recieved a prequalification offer for the cash plus visa sig which was my “goal card” when entering the garden along with getting a car loan. I refrained... for about an hour and applied online late last night. Got the infamous USbank 7-10 day message. I called in this morning and had them verify my information. Right after I called the underwriting services and the auto system says my application is in verification. So I asked to talk to a rep and verified with him that there is nothing more to do on my end. I asked him about what my chances were and he said the fact that we are where we are and as fast as we got there he is confident that I’m approved and that I’ll know by Monday via the automated system. I will update monday if I’m in or not.

[Anonymous]

Hopefully you'll be able to come away with your 'goal card'.

US Bank pre-quals aren't always the best though

[Gregory1776]

Congratulations. Same happened to me. 😂

Got a $600 SL, bumped it to 12K

[Anonymous]

let us know how it turns out

[Anonymous]

Just called the auto system and got the “congratulations your application was approved” message. They will be sending me my card. I don’t know my credit limit. Do they combine hard pulls for CLI? How soon after do you need to request it? Preparing for the $500 SL that I’ve read about.

[Anonymous]

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@Anonymous wrote:

Just called the auto system and got the “congratulations your application was approved” message. They will be sending me my card. I don’t know my credit limit. Do they combine hard pulls for CLI? How soon after do you need to request it? Preparing for the $500 SL that I’ve read about.

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I also got the $500 SL. I reconned it immediately to $15,000. 

Called and spoke to underwriting within 24 hours of the intial SL. No additional HP needed, they used my initial HP. 

Good luck. 

[Anonymous]

Congrats on the approval!! Once you have established a relationship with USB they are very generous with their SL. Once again congrats, and welcome to the USB club! 

[Anonymous]

Make sure they add the offer to your account before you meet the spending.