Chances of CSP

[Anonymous]

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@CreditCuriousity wrote:

Agree with Justme... Get your balance down, that is a sure way for a denial applying when close to max... <30% or even better <10% then apply if you choose to.  Make sure your Credit reports reflect this as well.

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Current CR three cards shows: 11/2000 CAP1; 25/4000 Amazon (Store Card); 500/2000 Amazon Chase

My current chase card is 1600/2000 (not reported to CR). I just made a $450 payment today. I can actually make another $900 payment tomorrow. I also have a banking relationship with them dating back about 6 years. Chase is my primary bank for checking. 

[Anonymous]

Good luck

[Anonymous]

Wow!!!! I was approved! $8,000 SL! 15.99% APR!

I'm in shock.........

[Anonymous]

Makes up for that discover denial!! Congrats!!

[Anonymous]

Woohoo!! Congratulations!! I'm so glad you pulled the trigger. Now just sit tight until the Freedom offers the $200 cashback bonus again and you'll be set!

[CreditCuriosity]

Congrats

[Anonymous]

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@Anonymous wrote:

Woohoo!! Congratulations!! I'm so glad you pulled the trigger. Now just sit tight until the Freedom offers the $200 cashback bonus again and you'll be set!

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If I app'd for the Freedom today would it only be one HP? Or auto denial since already one approval?

Was going to ask that. You think it's worth waiting for it? I heard it might come back during the holidays this year. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Woohoo!! Congratulations!! I'm so glad you pulled the trigger. Now just sit tight until the Freedom offers the $200 cashback bonus again and you'll be set!

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If I app'd for the Freedom today would it only be one HP? Or auto denial since already one approval?

Was going to ask that. You think it's worth waiting for it? I heard it might come back during the holidays this year. 

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That's totally up to you. I know you have a spend to meet for the CSP so waiting for the Freedom wouldn't be so bad. I guess you'll have to decide which you value more: the $200 cashback bonus or the HP... lol

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Woohoo!! Congratulations!! I'm so glad you pulled the trigger. Now just sit tight until the Freedom offers the $200 cashback bonus again and you'll be set!

---

If I app'd for the Freedom today would it only be one HP? Or auto denial since already one approval?

Was going to ask that. You think it's worth waiting for it? I heard it might come back during the holidays this year. 

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That's totally up to you. I know you have a spend to meet for the CSP so waiting for the Freedom wouldn't be so bad. I guess you'll have to decide which you value more: the $200 cashback bonus or the HP... lol

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Going to wait on it and focus on hitting this spend level . Thanks so much for your help and advice!