Chances?

[Harvey26]

I currently work at macys and best buy and I was wondering what are my chances at the Macys Amex and Best Buy Ciit Visa?

Scores: EQ: 673  TU: 684 EX: (still havent reached my 6 months)

AAoA: TU: 10 months (so long because I am an AU on BOA Card)  EQ: 2months

Discover IT Student: $1k Chase Freedom (AU): $7.5K

[Anonymous]

Is there someone in Macys finance that can perhaps help you with that?

Maybe they can give you a better answer.

Wish you good luck!

[Anonymous]

Well, I work for Macy's Corporate (not in credit) but I can say that the decision will not be based independently on score. It will also depend on your credit file, recent lates and debt to income ratio. There is no black and white answer. Also, as a Macy's associate you do need a Macy's card to take advantage of the associate discount. So, you'll need to app for the card anyways if you want the benefit. With that being said, you may as well app for the Amex and you'll likely just get the store card if not approved for the Amex. It's one hit vs two. Good luck!