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Chase 7-10 Days

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jam2021
Established Member

Chase 7-10 Days

Thoughts on this app...have a auto loan and checking account with Chase and received some offers with green check marks that said I was pre-appeoved for a variety of cards. I've been looking at the Sapphire Preferred for a long time and applied to that since it was also "pre-approved." It thought about it for a minute then gave me a 7-10 day response time. Recieved an email shortly after saying they would be in touch soon. Does this sound like a denial? Also wondering if I should call one of the backdoor numbers. Appreciate any nuggets of wisdom! 

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Message 1 of 8
7 REPLIES 7
JoeRockhead
Community Leader
Super Contributor

Re: Chase 7-10 Days

Could very well be they simply need some verification of ID, etc... I'd give them a call. 

Message 2 of 8
Tdatb64
Frequent Contributor

Re: Chase 7-10 Days

Likely ID verification, as said above. Call 1-888-338-2586 for application status.

Message 3 of 8
Dcowboy08
Regular Contributor

Re: Chase 7-10 Days

Even with a denial, I and many others have had luck with a recon call.

 

As stated above, call or wait out for the letter. Most of the time it is verification of ID. 

 

Good luck.

Message 4 of 8
jam2021
Established Member

Re: Chase 7-10 Days

Thanks for the suggestions and insights! Called the number and after a few minutes of holding I was approved for $12,500! 

Message 5 of 8
JoeRockhead
Community Leader
Super Contributor

Re: Chase 7-10 Days


@jam2021 wrote:

Thanks for the suggestions and insights! Called the number and after a few minutes of holding I was approved for $12,500! 


Nicely done, congratulations on a nice approval @jam2021!

Message 6 of 8
Total_Synergy
Contributor

Re: Chase 7-10 Days

Congratulations @jam2021 !

Personal TCL ~$400k [Goals Met: 1+ Card with each of the Top 10+ (US) Personal Issuers; $0 Fees; Recurring 0% BT Offers; Team Cashback]:

Business TCL ~$100k [Goals Met: 2 Cards with each of the Top 3 (US) Business Issuers; $0 Annual Fees; Team Cashback]:
                RIP:
* Personal FICO 8 (09/25): TU/EX ~775 (AoOA 3.8yrs, AAoA 2.5yrs), EQ ~825 (still reporting 2 cards closed 13+ yrs ago, AoOA 3.8yrs, AAoA 3.7yrs).
* Began in 1984 w/ Amex Gold Personal + Diners Club Corporate in 1990s. Just these 2 for years. Very little FICO knowledge until CARD Act (2010).
* Note: I have history w/ many lenders; so not always 'internally new to them' even though CRAs show 'new' AAoA. I don't track my Business CRAs.
* Acknowledgements: @Aim_High for 'HTML/Signature inspiration' and ALL myFICOers for helping me to optimize a well-earning card portfolio!!

Message 7 of 8
Deedee_
Administrator

Re: Chase 7-10 Days

Congrats on your approval, I've closed this thread to new replies. Please feel free to continue your discussion in the Credit Card Approvals board. Thank you.

Message 8 of 8
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