Chase AARP!!

[Imperfectfuture]

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@Anonymous wrote:

I've been trying to ignore this thread.

I'm almost a month into gardening, and this card is pretty great..not to mention my EX is frozen.

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Hold the course, you can do it.  The higher the score, the better the card (especially for this one).

[BarryNTexas]

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@baller4life wrote:
This is my next card. Doesn't get talked a whole lot about here. Sallie Mae is the darling ofMyficolol. But, don't sleep on this one. Who's with me to snag this bad boy in the next few months?

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Not in the next few months but sometime down the road when my EX has less inqs.  And my latest Chase was in Dec.

I have membership and have received offers in the mail but had other priorities.

Maybe I should do a spree late summer?  Ring, SPG, and AARP 

[baller4life]

Ooooh that's a good looking spree Barry!

[baller4life]

Abort abort!! Ummm given some recent events shared on the forum, this chick probably won't be apping for AARP anytime soon. In fact given the fact I have opened many accts over the past 18 months trying to build my portfolio, I think I will just chill the rest of the yr. Pick up a couple more in 2016.

[BarryNTexas]

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@baller4life wrote:

Abort abort!! Ummm given some recent events shared on the forum, this chick probably won't be apping for AARP anytime soon. In fact given the fact I have opened many accts over the past 18 months trying to build my portfolio, I think I will just chill the rest of the yr. Pick up a couple more in 2016.

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I hear you but I also feel if your CR shows a stable/long employment/income to support your portfolio then we should be fine.  THe one case I'm aware of on here is really not shocking... college student profile.  How can there not be risk in that profile for creditors?  I have one child out of college two years and still not making what was expected with his degree.

I'd still come out of the garden with the right offer if I were you.  Hang in there! -BNT

[Imperfectfuture]

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@BarryNTexas wrote:

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@baller4life wrote:

Abort abort!! Ummm given some recent events shared on the forum, this chick probably won't be apping for AARP anytime soon. In fact given the fact I have opened many accts over the past 18 months trying to build my portfolio, I think I will just chill the rest of the yr. Pick up a couple more in 2016.

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I hear you but I also feel if your CR shows a stable/long employment/income to support your portfolio then we should be fine.  THe one case I'm aware of on here is really not shocking... college student profile.  How can there not be risk in that profile for creditors?  I have one child out of college two years and still not making what was expected with his degree.

I'd still come out of the garden with the right offer if I were you.  Hang in there! -BNT

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What recent events?  However, gardening never huts,  it always helps.

[Anonymous]

Does anyone know what the points system the AARP card uses is?  Is it "Ultimate Rewards"?  If so, it would be transferable to other Chase cards such as the Sapphire so I can then transfer that to other partners (hotels, airlines, etc.)?

[Anonymous]

AARP is straight cash back. I wish it was UR

Oz

[gingerflower]

Totally agree. I got my first
$100 bonus after spending $500 within 90 days of opening acct.

[kdm31091]

AARP isn't UR points. It's just cash back.

While you can sometimes get approved even with lots of recent inq's and such, gardening is always going to help. Recon is sometimes succesful even when you've gotten a lot of new accounts, etc, but the thing is you'll almost never get really good APR and limit. If you wait, the terms are gonna be much better. I think gardening definitely is worth it in the long run, especially for Chase because they don't budge on APR once you have it and rarely do much with CLIs.