Chase Already Approved!

[FinStar]

Two threads on the same subject have been merged into one. @Anonymous, please refrain from posting multiple threads on the same topic in different subforums as it is against our TOS and it can lead to confusion by the community. Thanks for your understanding on this.

[SouthJamaica]

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@Anonymous wrote:

Last week my husband logged into his Chase checking account and had an offer from Chase.  It said he was "already approved for the Chase Freedom Unlimited SL- $2,000. Since he only has one Capital One and Discover card, we thought getting a Chase card offer was great.  It had the green star and so he went for it.   This is where the smiley face turned to a frown.  Chase said they will let him know of their decision in 30 days.  Now, he has a hp on his credit report.  I guess he has to work harder on his score which he has been doing.  What a bu

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That 30 day message is not a denial. IMHO he will probably be approved, since the "already approved" notations are usually pretty solid.

[CreditMarathoner]

He should call, as they may just need to do some identify verification or something to that effect.  30 day messages aren't necessarily a denial.

Good luck!

[JLRDC909]

The Chase Freedom Flex and Freedom Unlimited are pretty much starter cards with Chase. It's an easy way to get in with Chase. Personally I would say that Chase is a step up from C1 but there are a lot of people loyal to C1 for whatever reasons. 

Neither of the two cards mentioned are loaded with bells and whistles. Just simple, straightforward cash back. 

[ChargedUp]

I would call in... It could just be some type of verification is needed. The green or black stars have been solid offers from what I've read about on here, and it's how I grabbed my CSP.