Seeing how you are in college (as am I). I would do a smart strategy and see first how much CL they will give you. If I were you I would apply for the Chase Student Card that 1% and can be PC over to another card. With that Student Card, you will see what the account gets first followed by a CLI on the first 10 months if 5 of them are meet with PIF. By 6 months come around, you should be able to see where Chase would stand you if you did attempt another Chase, like the Chase Amazon.
Note: Applying for a Chase Student Card means walking into a branch.
@Anonymous wrote:Thanks, I really appreciate the response. I'll surely look into that!
Yeah, I am locked until June to try again. In the meantime, I have a College checking and savings with them and throwing 15% of my paycheck into my checking account over there.
@Anonymous wrote:I also see you have the Discover student cash back? Was it hard to acquire? I fear they'll deny me due to my inquiries.😬
I kept on poking the prequal tool. The prequal tool pokes equifax student cards on where I was at. At the time I only had $5,773 for income where they approved me and grown while Capital One is complete trash at the moment for helping students.
All it took was one application. After 4 statements, manual approval for 1.2k CLI, after 6 statement auto CLI of $600 ... now it is stuck but I still keep on poking.
@Anonymous wrote:Wow thats pretty good. Think I've got any chances? Or should I stick with one of my initial options. I cant do the Chase student because you have to go to a Branch.
RIP on card. I would see if Discover would give you a try. Discover's prequal is solid on whether to know you might be able to have a chance.
They hit me with a big fat no offer available. Smh I even have a savings AND an IRA, maybe they think I'm lying
How old is each card? I would recommend waiting another 6 months until your youngest card is one year old. The offers and limits should open up by then.
