@Anonymous wrote:
Hello all,
I have had my Chase Freedom since 2016 and my credit limit has been $500 the whole time. I started out with them with a score in the mid 600's. I then lost my job and credit went to the tank. Kept up on this card the whole time and never been late, but kept a higher balance during those few years. Beginning in 2020 I paid in in full every month and have removed my collections, added a mortgage to my credit and scores are in the upper 600's. I don't have much interest in any other credit right now other than increasing this and a few other cards. I have a decent amount of recent inquires as I got the mortgage and a auto loan and a few credit cards. Is now a good time to ask for some type of CLI? TIA
Based on the last bolded statement, I personally would hold off. Just keep in mind that Chase will HP for a CLI request.
