@VintageMel wrote:Towards the begining of March I leased a new car through Subaru Motors Finance (which is through Chase). Since then I've decided that I'd really like to apply for a CSP. I've had a pre-approval for that card showing up in the Chase app for several months, although the credit line they are offering me recently bumped up from $12k to $16k. Two things happened right before they bumped it up that may have influnced increase: I updated my income in the app, and my old car lease showed up in my credit reports as paid and closed.
My new lease doesn't appear to be on my credit reports yet (basing this on CK, and Experian app). It is showing up in the Chase app but I'm not sure that means it's being factored in to the CSP pre-approval.
Knowing that Chase likes to check up on you after opening new credit cards, is the new car lease likely to trigger any adverse action? Or should I just wait for the lease to report and see if the pre-approval for the CSP is still showing up before I apply?
No, it would not trigger adverse action.
No, you should not wait. Your preapproval is great, go get it.
@VintageMel wrote:Thanks again everyone. I feel much better about this now, so I went for it and got approved for $16k.
Congratulations 
@VintageMel wrote:Thanks again everyone. I feel much better about this now, so I went for it and got approved for $16k.
I missed this floating around in the Credit Cards Forum.
@VintageMel you should definitely post this approval in the Credit Cards Forums!
Congrats! Great staring limit!
