Chase Freedom (Approved/Denied/ IDK)

[Anonymous]

It's possible to get approved; it's not uncommon to get the 30-day message which means they have not started processing the application, but people get approved eventually. The best thing to do is just wait until the message changes to something else.

Chase would still prefer to see at least 1 year of credit history, so at this point it's a bit hard to tell. If they do deny this application, you could try again when having enough history but wouldn't apply for anything else before that.

[Boss2Boss]

My age of credit history is 5 years and 7 months old. 13 years being my oldest Student loans and Discover being my newest that is currently reporting 2 months old.

[CreditInspired]

3 new accounts in a two-month period is a lot for Chase. IMHO, if you get approved, it may be $500-$1K SL.

3 new accounts in 24 mos is way different than 3 new accounts since July.

[Boss2Boss]

Ok. Only Discover is reporting to the credit bureaus as the other two are so new. I hope that helps.

[Remedios]

It might help because they cannot see them yet, but if/when they do SP later, they will.
Regardless of what some other posters' experiences may be, it's not 2016.
Some profiles can handle multiple applications close together, but for majority of us, that ship has sailed.
Hopefully you'll get approved and then garden for a year or longer.
Good luck and I hope to see an approval thread from you!

[Anonymous]

I got the same message from Chase a few weeks ago, when applying for a Freedom Unlimited. Since my FICO's around 665-670, I was terrified it was a rejection.

Two days later, someone from Chase called to verify my address. Turns out they weren't able to verify me automatically since I moved within the last few months.

I confirmed with her over the phone (sketchy... I don't normally give out personal information to people who call me), and she immediately told me I was approved with a $1,000 SL, something something APR, card will arrive in 7 business days, etc.

So keep your hopes up!

[Boss2Boss]

Thank you. I keep checking the automated system daily. Ill probably call tomorrow and speak with a rep.

[Boss2Boss]

Thanks everyone for the great advice. I was approved for a SL $3,900. The fraud department just called me verify that I was the person that submitted the application. I said yes. She placed me on hold then came back and said I was APPROVED. 😃

[FinStar]

Congrats on the approval OP.

Locking this thread as you have been approved. Feel free to start a new approval thread in the Approvals forum if you would like to do so.