Chase Freedom flex CLI request- 7-10 day

FalconSteve · ‎09-22-2023

I was on Chase's website after unlocking my card from a fraud hold (apparently I made too many changes right after getting the account, added my daughter as an AU and moved- new address). They also wouldn't accept my phone number to text, but I got it unlocked earlier today. Out of habit, I happened to check to see if I was eligible for a CLI and I couldn't even process that it was asking me for income and housing instead of saying "not available". I filled it out.... 7-10 day message.

Does anyone know what it means?

Is there any hope? Any way to resolve it?

What credit agency does Chase check for CLIs? I assumed they used monthly credit checks, but my credit is locked.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

CreditCuriosity · ‎09-22-2023

Likely a denial had many instants with themon SP CLI's, but when I got this was a no go due to in my case to many new accounts.

Priory_Man · ‎09-23-2023

Sadly I think it is a denial.

"Total revolving credit $286,000 Current UTIL >1%"