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Chase Freedom flex- What?

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FalconSteve
Valued Contributor

Re: Chase Freedom flex- What?


@drewricomakeubu wrote:

@BigK1995 wrote:

I'm getting ready to apply for the flex due to the good sub it has currently, which bureau did they pull?


It depends. This thread has a lot of good info. 
https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...

 

I live in KY and they double pull EX and TU for me. 


When my wife got her Chase freedom flex and they did a double pull, it was EXperian and TransUnion. When she applied for the Chase frredom Visa, but was violating the 5/24 rule because of AU accounts and Experian boost, they did the same(you would think they could soft pull the second report). Mine was EXperian only likely because it was only for ID verification, although I have heard of people only getting a single pull on rare occassions.

This was all is Pennsylvania.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
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