Chase Freedom or Freedom Unlimited?

Bandit5160 · ‎07-08-2017

I called about possibly upgrading my Chase Slate card to something with rewards and the lady told methey looked at my account and they could offer me either Freedom or Freedom Unlimited? Which should I choose? Since I already have a card with 5% in rotating categories in the Discover It, I am leaning towards the Freedom Unlimited. Thoughts?

Wells Fargo Active Cash (3K), Chase Amazon Prime Visa (5.6K), Discover It (18K), Chase Freedom Flex (5.7K), Capital One Quicksilver (6.75K), Apple Credit Card (6.5K), American Express Blue Cash Preferred (7.5K), Capital One Savor (5K), Costco Anywhere Visa Card by Citi (9K), Citi Double Cash MC (6K), Wells Fargo Propel AMEX (5K), Amazon Store Card (5K), Exxon Mobil Card (1.2K), Citi Best Buy Visa (6K), Shell Fuel Rewards MasterCard (4.2K), Bank Of America Cash Rewards MasterCard (8K), PayPal Credit (5K), Target RedCard (1.6K), FNBO BP Visa (5K), Synchrony MasterCard (7K), Fifth Third Bank Trio Mastercard (6.5K), Comenity King Size Card (1K), Wells Fargo Hotels.Com Rewards Visa (8.4K), Verizon Visa (5.5K), EBay MC (6.3K), Comenity Caesars Rewards Visa (5K). Sam’s Club MC (1.5K), My Walgreens MC (5K), Sony Card Visa (6.9K), My Chevrolet Rewards MC (9K), Wells Fargo Bilt MC (18K), AAA Cashback Rewards Visa (2K)

EQ 764 TU 772 EX 781

Anonymous · ‎07-08-2017

Would you ever exceed the 1500$ for category spend per quarter limit on the Discover it, say when you are shopping for stuff on Amazon during holidays? It is in situations like this one that a second 5% card comes in handy. Also, the categories themselves are sometimes different for the Freedom and the it. If you don't want to get into all this, and don't spend too much on categories, you can go for the FU, it is a good general spend card.

driftless · ‎07-08-2017

IMHO - you need to have a CSP/CSR to effectively use the URs from Chase Freedom. Cap One QS is another card that you may want to consider.

CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus