Applied yesterday and got a pending status. Called in to check on what was needed. Agent stated that it looks like I would need to move some credit from another line to cover this. Told her that was fine and to move 10k from my United card over. She attempted this and came back from hold saying she was gettng feedback from their approval process that I had “too many open lines of credit” with Chase and I would need to completely close a card to move that credit line to this new card. She said she couldn’t do this in the same day since I already had one “recon request” for the day on moving the 10k.
I have only have 4 primary cards through Chase: Freedom, Reserve, United, and Marriott and I’m an AU on my wife’s IHG card. I have spend on all of them currently for various reasons. Is it typical Chase won’t extend another card even if willing to move credit? Income over 100k and credit score in upper 700s?
Any advice on how to approach next recon call?
