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I apped for the CSP through the pre-qual site last week. Was approved, but not instantly. They pulled TU and EX for me
My TU score was around 790 at the time and not remotely thin
Applied for Freedom through pre-qualified site two weeks ago and instantly approved. It was a HP on both TU and Experian. They soft pulled TU when i checked pre -qualified offers in the weeks prior. I would plan on a double pull.
how do you know they SP TU? did it show on your report?
@googlre10 wrote:how do you know they SP TU? did it show on your report?
Because it's my only clean file and I know Chase wouldn't give me a pre approval wit a $6k unpaid judgement ,$4,500 capital one CO, and a $42k repo showing on my EX & EQ .
Thats how I know. I app and was approved yesterday btw..HP my TU for app thru pre quality
@googlre10 wrote:how do you know they SP TU? did it show on your report?
yes saw SP on tu report
wait wait, if they pull TU for prequals how the hell do i not have one?
@zerbherb wrote:wait wait, if they pull TU for prequals how the hell do i not have one?
Zerbherb go run and check that bad puppy now, if it pops up preapproval, app it thru the preapproval.
I have been doing it for weeks and my TU just went up to 760 and still nothing.
@zerbherb wrote:I have been doing it for weeks and my TU just went up to 760 and still nothing.
Are you Opt IN ?
Didn't know about that until a few weeks ago, yes i am.