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What are chances of being approved for the CSP if I don't have any cards with a $5000 limit ?
The only cards that I have are Lowes $3500 and CU Mastercard $500.
I am pre-approved for Chase FU, and CSP. Both with single apr's from the Chase site.
I have read that you must already have a $5000 limit on a current card to qualify for the CSP, is this a fact ?
I was approved for my fairmont card at $9,000 with the next highest card being $5,700 so I don't think they have any problems issuing higher than your current crop of lenders. As with anyhthing credit though, ymmv and as others on here will point out Chase can be very generous to newcomers.
@Anonymous wrote:
What are chances of being approved for the CSP if I don't have any cards with a $5000 limit ?
The only cards that I have are Lowes $3500 and CU Mastercard $500.
I am pre-approved for Chase FU, and CSP. Both with single apr's from the Chase site.
I have read that you must already have a $5000 limit on a current card to qualify for the CSP, is this a fact ?
Do not know if the 5k limit rule still applies, but Chase pre qual is very solid, It was for me. My highest cl was 3k when I applied for the freedom, and i was approved with visa siggy and 8k sl. hope this helps
Hi Bluefooted,
Check my post earlier this week under approvals titled second Chase card approved. I have a Chase Freedom Unlimited and my credit limit was $2800. I had an offer for the CSR and went for it and I was approved with a statrting cl of $5000 the minimum. I did not have any other cards with Chase with a $5000 or higher cl. As far as the requirements are for Chase I do not know. However I was approved for the CSR without having any other cards with them with the $5000 limit or better. Wishing you the best of luck and keep us posted On your outcome, we'd be interested in knowing.
You have two of the cards that I really want
CSP and BCE.
Thank you for telling me your info, I really appreciate your great news.
I was def worried about the $ 5000 for sure.
I def want the Freedom as well as soon as I meet the minimum spend on my soon to be CSP
so did you go for it? good news?
May be to late now but did you consider requesting a CLI on your Lowes card...thats a SP CLI...