Chase Sapphire Strategy need

[ficomember]

Apparently, I can only have one Saphire card with Chase. I have Reserved now and just applied for Preferred and got declined due to already have the Reserved card. I talked to the rep and she said no inquiry has been pulled, is that true? 

So what my strategy be like? I want to get rid of my Reserved and replace it with Preferred, can I change my Reserved to Freedom Unlimited, then apply for Preferred and get the welcome bonus? My reserved was applied like 4 years ago. 

[dragontears]

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@ficomember wrote:

Apparently, I can only have one Saphire card with Chase. I have Reserved now and just applied for Preferred and got declined due to already have the Reserved card. I talked to the rep and she said no inquiry has been pulled, is that true? 

So what my strategy be like? I want to get rid of my Reserved and replace it with Preferred, can I change my Reserved to Freedom Unlimited, then apply for Preferred and get the welcome bonus? My reserved was applied like 4 years ago. 

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Is your goal to get the SUB or just the CSP? 

You will be eligible for a SUB 48 months after the last Sapphire SUB you got. 

Also if you go the PC and new card route I would wait a few weeks after the PC so that their computers are updated so you don't get the same auto denial you just experienced 

[ficomember]

I want the SUB and the CSP. My question is can I PC my CSR to freedom then wait a few weeks and apply for CSP and qualify for SUB or not? I'm qualified for the 48 months mark already because my CSR was done like 4 years ago. But I don't know if PC to freedom resets the clock? 

[randomguy1]

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@ficomember wrote:

I want the SUB and the CSP. My question is can I PC my CSR to freedom then wait a few weeks and apply for CSP and qualify for SUB or not? I'm qualified for the 48 months mark already because my CSR was done like 4 years ago. But I don't know if PC to freedom resets the clock? 

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It's one Sapphire bonus every 48 months so as long as you earned your bonus 48+ months ago, you are eligble again. Remember, it's when you earned the bonus, not when you opened the card.

[ficomember]

Yes so I looked and I earned bonus March 2016. So can I PC my CSR to freedom then apply for CSP to get the SUB?

[Anonymous]

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@ficomember wrote:

Yes so I looked and I earned bonus March 2016. So can I PC my CSR to freedom then apply for CSP to get the SUB?

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A couple weeks after you PC your CSR, you should qualify for the CSP SUB.

[ficomember]

Thank you. Follow up questions, if I do PC, I won't have any more cards to transfer UR points to loyalty programs, will I lose my UR points? Worst case, If I don't get approved for CSP, will I lose my points or not? 

[Anonymous]

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@ficomember wrote:

Thank you. Follow up questions, if I do PC, I won't have any more cards to transfer UR points to loyalty programs, will I lose my UR points? Worst case, If I don't get approved for CSP, will I lose my points or not? 

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No problem. If you PC to the Freedom Unlimited, your UR points balance would transfer over with it. The Freedom Unlimited also earns UR points. You just can't transfer to a partner or get the travel portal bonus. 

[AI_JMV]

@Anonymous You're a legend.. this whole thread is why we are all so thankful for this site.  Nice work!

[BmoreBull]

I'm sorry if this is a stupid question, I'm still a noob around here. Is there any reason why you can't just follow a downgrade path, to move from the reserve to the preferred? Will they not give you the sub if you do it that way? Thanks for answering.