Hi Everyone... I want to app for the southwest card before the 5/24 rule applies to their co-branded cards in April, as we mostly have heard, but not totally for sure if it will be enforced. My current utilization is 23%, going down to 5%-6% in the next two weeks.. Will wait for my reports to update at the end of March to reflect the new balances and hopefully a score bump.. Am I good for an approval possibly or should I wait ? Thanks for any and all advice..
FICO Scores currently are : EQF; 698 (5 INQ) TU:686 (15 INQ) EXP: 678 (14 INQ) Last: INQ June 2015
1 paid judgement from 2011 showing on EQF and EXP
Last late was 1 year and 6 months ago
