cancel
Showing results for 
Search instead for 
Did you mean: 

Chase United Explorer?

tag
Rex95
New Contributor

Chase United Explorer?

Hi everyone. I'm interested in your thoughts here.

 

I have a pre approval for both the CSP and CSR with set APRs, but my points are all with Amex, so I'm not too interested in either of those right now. I am, however, wanting to add a United Explorer card to my arsenal since im in a United hub and that's the airline I fly domestically. I use Amex points for international trips. I don't have any pre-approvals for United cards right now. Here is some data:

 

Chase Freedom Unlimited$35/$1,000, open for 6.5 years 

Barclays View: $119/$2,000, open for 6.5 years

PayPal credit line: $35/$2,500, open for 5.5 years

Amex Gold charge card: $1,200/NPSL opem for 3.5 months

B of A Auto: $15,000/$16,000, open for 1 month

Income: $56k+

Inquiries: 2 (both in last 3ish months)

Lates: 5 from 6 years ago, none with chase, 4 30-day and 1 60-day

 

What are your thoughts with no pre-approval for that card?

 

Scores - EX: 808, TU: 803, EQ: 806
Chase Sapphire Preferred - $15,000
United Quest - $15,000
United Gateway - $7,600
Amex Gold - $18,300 POT
Amex BCE - $20,200
Amex/Schwab Investor Card - $11,500
PayPal Credit - $2,500
Message 1 of 4
3 REPLIES 3
coldfusion
Credit Mentor

Re: Chase United Explorer?

If you don't have anything reporting lthat Chase doesn't take into consideration as part of the preapproval process but which trigger an auto-denial upon application like a BK7 your odds are going to be good.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 4
Rex95
New Contributor

Re: Chase United Explorer?

No bankruptcies here! Thanks for your input.

Scores - EX: 808, TU: 803, EQ: 806
Chase Sapphire Preferred - $15,000
United Quest - $15,000
United Gateway - $7,600
Amex Gold - $18,300 POT
Amex BCE - $20,200
Amex/Schwab Investor Card - $11,500
PayPal Credit - $2,500
Message 3 of 4
Rex95
New Contributor

Re: Chase United Explorer?

Just as an update, I applied for, and was approved for an Amex BCE shortly after making this post. Since I was already in with Amex for a few months, there was no hard pull.

Today, I applied for, and was approved for the United Explorer card for $10,200 and 18.49%. I now have all the cards I'm interested in, so I'm done applying for a while. I already posted in the approvals forum for both cards.

Mods, feel free to shut this down. Smiley Happy

Scores - EX: 808, TU: 803, EQ: 806
Chase Sapphire Preferred - $15,000
United Quest - $15,000
United Gateway - $7,600
Amex Gold - $18,300 POT
Amex BCE - $20,200
Amex/Schwab Investor Card - $11,500
PayPal Credit - $2,500
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.