Chase WOH CC and AMEX Delta Platinum Same Day application?

[jwcc1205]

I am currently 4/24 and 4/12 (will be 2/12 in a week) for credit cards. I want to get a new credit card and cannot decide whether to apply for two this month and then stay in the garden for this year or just get one card. Last year, I opened 4 cc's:

March 2021 - Apple and Chase Freedom

August 2021 - Chase Sapphire Preferred

November 2021 - AMEX Gold

I am looking into the Cap One Venture X, Amex Delta Platnium or WOH CC. I am weary of the triple hard pull from Cap One and am not sure that they will approve me with all my newly opened accounts. I am a big Hyatt and Delta fan so it makes sense for me to get their cards. I am curious if it is a bad idea to get the Delta Platnium and the WOH on the same day or if Chase will see that in 3 month when they review accounts and close my account. I was planning on applying for the Delta first because it is most likely a soft pull and then the WOH card. Thank you!

[Hoben02]

I actually applied for two chase cards at the same time when I ws 4/24. Not a peep from chase. I applied first for the swa priority and then two days later heard they were discontinueing the chase freedom and worried that I would lose the 5x for Costco went and applied for that got both

[OmarGB9]

---

@Hoben02 wrote:

I actually applied for two chase cards at the same time when I ws 4/24. Not a peep from chase. I applied first for the swa priority and then two days later heard they were discontinueing the chase freedom and worried that I would lose the 5x for Costco went and applied for that got both

---

Yes, but how long ago was that? These days, with the economy uncertain and COVID still lingering, lenders are more twitchy. Also, Chase is known to SP reports up to 3 or so months after approval to make sure you're not excessively seeking credit and have even been known to shut down accountsn within that timeframe.

OP, for the reasons I stated above, I'd tread cautiously and maybe app for one card every few months or so.

[FinStar]

---

@jwcc1205 wrote:

I am currently 4/24 and 4/12 (will be 2/12 in a week) for credit cards. I want to get a new credit card and cannot decide whether to apply for two this month and then stay in the garden for this year or just get one card. Last year, I opened 4 cc's:

March 2021 - Apple and Chase Freedom

August 2021 - Chase Sapphire Preferred

November 2021 - AMEX Gold

I am looking into the Cap One Venture X, Amex Delta Platnium or WOH CC. I am weary of the triple hard pull from Cap One and am not sure that they will approve me with all my newly opened accounts. I am a big Hyatt and Delta fan so it makes sense for me to get their cards. I am curious if it is a bad idea to get the Delta Platnium and the WOH on the same day or if Chase will see that in 3 month when they review accounts and close my account. I was planning on applying for the Delta first because it is most likely a soft pull and then the WOH card. Thank you!

---

I would prioritize the CCs that would be of long term value first.

You can definitely try applying for Chase WoH and then AmEx Delta Platinum -- even together (as long as you're not applying for anything else for while). If you have confirmed that you're at 4/24, then at least you'll be able to clear the 5/24 hurdle. As far as Venture X, I would hold off. You've likely opened too many CCs for their taste in the past 12-24 months... then, there's that infamous triple pull. Your decision, of course. But, if it were me, based on some of the preliminary details you've shared, I would not try Capital One at this time. But, if your motto is 'YOLO' (given the SUB will change soon), your call.