Chase app

[chalupaman]

Like everyone else, just be careful with Chase. You never know.

That's part of the reason why I went for Amazon Visa recently. I didn't want to spook them with getting another high limit card right after getting the Ritz. If you wanna go for another Chase card though, the Hyatt sounds like a great option.

[Anonymous]

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@Anonymous wrote:

Hey everyone,

I'm wanting to get another cc. preferably with Chase. I just got all my balances paid down and got a 10K cli on Amex. so util is great. after I got all my balances down my score jumped to about 720. i got the Ritz catd with chase in December. anybody think I'll have problems? i'm wanting CSP and Freedom. is this too ambitious? I apped for CSP the same time as the Rits and they said the only reason for decline was they wanted to see some usage with the Ritz (didnt wanna extend too much credit at one time)

Thanks

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Like others have typed, give it some time. To me, you are a prime target for 365 days of soft labor in the garden.

Use the rewards up that you have now, work on the CLI's and then the interest rates. Tortoise and the Hare.

[bigbang91]

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@Anonymous wrote:

Hey everyone,

I'm wanting to get another cc. preferably with Chase. I just got all my balances paid down and got a 10K cli on Amex. so util is great. after I got all my balances down my score jumped to about 720. i got the Ritz catd with chase in December. anybody think I'll have problems? i'm wanting CSP and Freedom. is this too ambitious? I apped for CSP the same time as the Rits and they said the only reason for decline was they wanted to see some usage with the Ritz (didnt wanna extend too much credit at one time)

Thanks

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Do you have banking relationship with Chase?I apply for all my chase cards in branch,so they can connect me with a credit analyst in case it doesn't give instant approval. As for your question,I app for chase united as my 3rd cc,and Freedom 1 month later,and then CSP 5th the later.how Did you use the Ritz card since December? 

[scorewatcher7]

I have to agree with everyone here. Give it time. If the denial was strictly for lacking use on the Ritz, then use the Ritz for a little while. I don't think a month is gonna cut it. Also, did they really say they wanted to see use on the ritz, or did they say they didn't want to extend too much credit?  I didn't think they would be so specific as to ask you to use a specific card.