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@Anonymous wrote:
Just for data points in my case. The number of new accounts when I called lending and approved for each. These are real.
Freedom. 14 new accounts in 6 months.
Slate. 26 new accounts in 12 months.
CSP. 35 new accounts in 24 months.
No baddies. Clean files.
How long ago was this? If recent, how'd you get passed 5/24?
Slate was approx. 12 months ago. Green check my in my offers.
CSP last month. Green check mark in my offers.
Both based on my Chase relationship.
Freedom was a cold app before 5/24 took effect.
This just happened to me, how did you end up, approved for both?
@Anonymous wrote:Slate was approx. 12 months ago. Green check my in my offers.
CSP last month. Green check mark in my offers.
Both based on my Chase relationship.
Freedom was a cold app before 5/24 took effect.
Yep pre-approvals get around 5x24... So if your profile is good then sure give them a call .. Otherwise co-branded and not pre-approved and not under 5x24 I would certainly wait it out.. That is just me not wanting them to find a reason to be an arse
@Anonymous wrote:This just happened to me, how did you end up, approved for both?
Are you talking to me?
If you are, the answer is yes. I closed the Slate quite a while ago and combined the limit onto my FU. I called them to do that too and it was instant. No problems.
Got CSP last month by calling lending immediately after the 30 days message. The
Lending dept asked me how I was doing and wanted to do quick verification and she said she got it approved for $18900. A 5 minute call.
I guess, lucky me.