Chase approval chances

tbea1004 · ‎03-14-2017

Is it better to have a Chase bank account o get approved for a credit card or does it matter?

My_Fako · ‎03-14-2017

It helps with the Core cards if your over 5/24.

Co-branded cards.... in my experience no.

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.

Anonymous · ‎03-14-2017

@tbea1004 wrote:
Is it better to have a Chase bank account o get approved for a credit card or does it matter?

IMO it does matter slightly.. I was 6/24 and pre approval for CSR was removed and I think it was my relationship that got me approved without needing to do a recon, good time to get the 100K UR points.

Anonymous · ‎03-14-2017

I would think the presence of a Chase bank account would only matter if you actually go in-branch and apply though, right?

I mean if you apply online for a Chase product, is the automated system actually able to see that you've got a bank account with Chase at the time?

fltireguy · ‎03-14-2017

I'm pretty sure that their system knows if you have deposit accounts with them...

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!

Anonymous · ‎03-14-2017

You may not have to be a customer to get in-branch approvals, but a banking relationship can't hurt any