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Chase double app question?

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Anonymous
Not applicable

Chase double app question?

I opened a Chase Disney card 2 months ago, $9000 SL. I would like to open a new 0% card,  am thinking about AARP. I wouldn't mind getting a Marriot card if I can, at the same time. Scores between 720-750... Quite a few new accounts in the last 6 months. I have a $20,000 Venture that I got around the same time as the Disney card. Declined for Quicksilver... I would have liked the Quicksilver for 0%. Maybe I should wait til Feb. and try for the Quicksilver again? Or try for the Chase combo? Is it too soon to apply for more Chase cards? Any advice would be lovelySmiley Happy

Message 1 of 6
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Gmood1
Super Contributor

Re: Chase double app question?


@Anonymous wrote:

I opened a Chase Disney card 2 months ago, $9000 SL. I would like to open a new 0% card,  am thinking about AARP. I wouldn't mind getting a Marriot card if I can, at the same time. Scores between 720-750... Quite a few new accounts in the last 6 months. I have a $20,000 Venture that I got around the same time as the Disney card. Declined for Quicksilver... I would have liked the Quicksilver for 0%. Maybe I should wait til Feb. and try for the Quicksilver again? Or try for the Chase combo? Is it too soon to apply for more Chase cards? Any advice would be lovelySmiley Happy


I've been spreading them out to roughly 90 days on the double apps. With Cap one it's easy to see what they'll give you by just doing the prequal. 

There are members who did app Chase 31 days after the first app that were approved. Just to be safe I'm letting 2 statements get cut and paid in between double apping them.

Message 2 of 6
Anonymous
Not applicable

Re: Chase double app question?


@Gmood1 wrote:

@Anonymous wrote:

I opened a Chase Disney card 2 months ago, $9000 SL. I would like to open a new 0% card,  am thinking about AARP. I wouldn't mind getting a Marriot card if I can, at the same time. Scores between 720-750... Quite a few new accounts in the last 6 months. I have a $20,000 Venture that I got around the same time as the Disney card. Declined for Quicksilver... I would have liked the Quicksilver for 0%. Maybe I should wait til Feb. and try for the Quicksilver again? Or try for the Chase combo? Is it too soon to apply for more Chase cards? Any advice would be lovelySmiley Happy


I've been spreading them out to roughly 90 days on the double apps. With Cap one it's easy to see what they'll give you by just doing the prequal. 

There are members who did app Chase 31 days after the first app that were approved. Just to be safe I'm letting 2 statements get cut and paid in between double apping them.


I never get Cap 1 prequals, so that makes I harder for me to decide on Quicksilver. As for Chase my 2nd statement cuts this week. I used my Disney card lots this month, PIF. I'm going to Disney next month so wanted to maximize my rewards. Disney is my 1st Chase card, do you think I should wait 3 statements before I try for another?

Message 3 of 6
Gmood1
Super Contributor

Re: Chase double app question?


@Anonymous wrote:

@Gmood1 wrote:

@Anonymous wrote:

I opened a Chase Disney card 2 months ago, $9000 SL. I would like to open a new 0% card,  am thinking about AARP. I wouldn't mind getting a Marriot card if I can, at the same time. Scores between 720-750... Quite a few new accounts in the last 6 months. I have a $20,000 Venture that I got around the same time as the Disney card. Declined for Quicksilver... I would have liked the Quicksilver for 0%. Maybe I should wait til Feb. and try for the Quicksilver again? Or try for the Chase combo? Is it too soon to apply for more Chase cards? Any advice would be lovelySmiley Happy


I've been spreading them out to roughly 90 days on the double apps. With Cap one it's easy to see what they'll give you by just doing the prequal. 

There are members who did app Chase 31 days after the first app that were approved. Just to be safe I'm letting 2 statements get cut and paid in between double apping them.


I never get Cap 1 prequals, so that makes I harder for me to decide on Quicksilver. As for Chase my 2nd statement cuts this week. I used my Disney card lots this month, PIF. I'm going to Disney next month so wanted to maximize my rewards. Disney is my 1st Chase card, do you think I should wait 3 statements before I try for another?


With your scores ..I'm thinking you'll be fine. Shoot if you're going to take a HP ..might as well grab two cards you want with it.

Chances are Cap one will give you what you want as well. Especially if you've been using the card the last two months.

I have a lot of new accounts in the last 6 months as well. It sure hasn't slowed down my CLI's or approvals.

 

Cap one gave me a $3000 cli on a Venture. Then gave me another Venture and QS  just over two weeks later.

Message 4 of 6
Anonymous
Not applicable

Re: Chase double app question?


@Gmood1 wrote:

@Anonymous wrote:

@Gmood1 wrote:

@Anonymous wrote:

I opened a Chase Disney card 2 months ago, $9000 SL. I would like to open a new 0% card,  am thinking about AARP. I wouldn't mind getting a Marriot card if I can, at the same time. Scores between 720-750... Quite a few new accounts in the last 6 months. I have a $20,000 Venture that I got around the same time as the Disney card. Declined for Quicksilver... I would have liked the Quicksilver for 0%. Maybe I should wait til Feb. and try for the Quicksilver again? Or try for the Chase combo? Is it too soon to apply for more Chase cards? Any advice would be lovelySmiley Happy


I've been spreading them out to roughly 90 days on the double apps. With Cap one it's easy to see what they'll give you by just doing the prequal. 

There are members who did app Chase 31 days after the first app that were approved. Just to be safe I'm letting 2 statements get cut and paid in between double apping them.


I never get Cap 1 prequals, so that makes I harder for me to decide on Quicksilver. As for Chase my 2nd statement cuts this week. I used my Disney card lots this month, PIF. I'm going to Disney next month so wanted to maximize my rewards. Disney is my 1st Chase card, do you think I should wait 3 statements before I try for another?


With your scores ..I'm thinking you'll be fine. Shoot if you're going to take a HP ..might as well grab two cards you want with it.

Chances are Cap one will give you what you want as well. Especially if you've been using the card the last two months.

I have a lot of new accounts in the last 6 months as well. It sure hasn't slowed down my CLI's or approvals.

 

Cap one gave me a $3000 cli on a Venture. Then gave me another Venture and QS  just over two weeks later.


Nice! Thanks for the info. I will wait until my 2nd statement cuts and go for 2 from ChaseSmiley Happy Then Quicksilver next month... After that off to the GARDEN! 

Message 5 of 6
12njoy
Super Contributor

Re: Chase double app question?


@Anonymous wrote:

I opened a Chase Disney card 2 months ago, $9000 SL. I would like to open a new 0% card,  am thinking about AARP. I wouldn't mind getting a Marriot card if I can, at the same time. Scores between 720-750... Quite a few new accounts in the last 6 months. I have a $20,000 Venture that I got around the same time as the Disney card. Declined for Quicksilver... I would have liked the Quicksilver for 0%. Maybe I should wait til Feb. and try for the Quicksilver again? Or try for the Chase combo? Is it too soon to apply for more Chase cards? Any advice would be lovelySmiley Happy


All things are possible:  http://ficoforums.myfico.com/t5/Credit-Card-Applications/Looks-like-Chase-may-have-a-30-day-application-max-afterall/m-p/4218023#M83647

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 6 of 6
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