@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Is it worth a try to ask them to raise my credit limit to 5,000 ? It's at 1,000 and I have had the card for 2 years I would be using this card a lot more often if it had a higher credit limit on it ! The balance on it is $0.00 pretty much because of that . I have 4 other credit cards with credit lines over 2k so I'm a little bummed that im not showing one of my favorite cards any love
income is 26k total credit lines 18k with balances of 3.8k
Not worth the HP, IMHO.
Do they always do HP for CLI? Everytime I asked an increase, they just tell me you have an offer for $xxxx dollar and I say OK i'll take it. Never get a HP from them for CLI.
For most it seems that they will HP for CLI unless they decide on their own they're going to give it out.
Creditors are weired, you never know when they are going to HP or SP. When I got my phone from AT&T, they HP my report without my consent. I did it in store, the associate didnt tell me anything about a credit pull. They are just weired. HP for get a phone, LOL.
I'd tell em to get lost with that noise. Glad I don't have AT&T.
You mentioned your reported income is $26,000 and your total Chase credit limit is $8,000. So your exposure is about 31% of your income.
I'm not sure of Chase's maximum exposure, but that may have been a factor in their decision for granting only $1000.
