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Chase ghosting?

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CorpCrMgr1
Valued Contributor

Re: Chase ghosting?

My thought is that your info was misdirected. I'd go into a branch and explain the steps you have taken. If you were turned down then that will be on record. If no official denial then I'd request a determination on if you were approved, without a hard pull. Good luck.

Message 11 of 14
sznthescore
Established Contributor

Re: Chase ghosting?

It's possible that there was a mishap, but I'm definitely ghosted by Chase. After all these years the feeling is mutual. Chase who? What is Chase.... 🤔🫠 lol 

REBUILDER CARDS




Goal: FICO 700+
Message 12 of 14
Swatch
Frequent Contributor

Re: Chase ghosting?


@sznthescore wrote:

It's possible that there was a mishap, but I'm definitely ghosted by Chase. After all these years the feeling is mutual. Chase who? What is Chase.... 🤔🫠 lol 


It's a good thing if you can just walk away from them.

I want to get some of their bonuses. But I don't know if I will risk more HPs in the future.

I do AZEO.
Message 13 of 14
youngandcreditwrthy
Senior Contributor

Re: Chase ghosting?

@Swatch  it wouldn't hurt you to report them to CFPB. I reported Amex and it didn't do anything to my relationship with them.

 

If they hard pulled your credit, but say they don't have an app and wont remove the inquiries, then you my friend have a case the CFPB could look into. 

 

You could also call and explain this truth to the credit reporting agencies or even try to contact chase themselves. each bank has their own credit reporting department I think. Have never called them but Im sure you could find the number or have customer service tranfer you to them. I had this useless waste of hard pulls. it's indiscriminate and has a direct impact on your finances. should not be allowed.

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Message 14 of 14
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